2. Privacy

Privacy

Please Carefully Review Our Privacy Policy Before You Begin Using the Site

Why?

 Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores

How?

 All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Union Plus Mortgage Company (UPMC) chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does UPMC share? Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus YES NO
For our marketing purposes - to offer our products and services to you YES NO
For joint marketing with other financial companies YES NO
For our affiliates' everyday business purposes - information about your transactions and experiences YES NO
For our affiliates' everyday business purposes - information about your creditworthiness YES YES
For our affiliates to market to you YES YES
For nonaffiliates to market to you NO We don't share

To limit our sharing

 Call 609-445-4139.
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.

Questions?

 Call 609-445-4139 or email info@unionplusmortgage.com.
Who we are
Who is providing this notice? Union Plus Mortgage Company
What we do
How does UPMC protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does UPMC collect my personal information?

We collect your personal information, for example, when you

  • Apply for a mortgage loan or request a pre-approval
  • Provide account information or provide employment information
  • Show your driver's license

We also collect your personal information from others, such as credit bureaus or other companies.
Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your credit worthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.
Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Union Privilege and the AFL-CIO.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • UPMC does not share information with non-affiliates.
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners may include financial service providers.
Other important information

California and Vermont Residents Only: We will not share your information except for our everyday business purposes, for marketing our products and services to you or as required or permitted by law or with your consent. Vermont Residents Only: We will not share your credit information with other members of the UPMC family without your consent. Nevada Residents Only: This notice is provided to you pursuant to state law. To stop marketing calls from us follow the directions in the section "To limit our sharing" to be placed on the UPMC do not call list. Nevada law requires that we also provide you with the following contact information: Nevada Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington Ave., Ste 3900, Las Vegas, NV 89101; telephone: 702-486-3132; email: BCPINFO@ag.state.nv.us.
We are currently licensed in CA, CO, CT, DE, DC, FL, GA, IL, IN, IA, MD, MA, MI, MN, NJ, NY, NC, OH, OR, PA, VA, WA, WV and WI.